Apple River State Bank First Community Bank of Galena

     Community Club Requirements

          The Community Club is geared for individuals 50 years
          and older who must have a minimum deposit relationship
          of $5,000.00. This can be Checking, Savings, Money
          Market, Certificate of Deposit or any combination of these
          items to equal $5,000.00.

     Community Club Checking

          Preferred Interest Rate
          No Minimum Balance
          400 Free Checks Each Year
          No Service Charge on Account

Free ATM Card/ Debit Card

Annual Fee of $12.00 Waived

Reduced Rate on Safety Deposit Rental

One-half Off Normal Rate

     Bonus Rate on Time Certificates of Deposit

          1/4% Additional Rate on New Deposit.
          * Note: Bonus Rate does not apply to specials or
           promotions.

     Free Services

        Free Cashiers Checks, Money Orders & Bank Drafts
        Free Notary Services
          Free Signature Guarantee

     Special Programs

          Newsletter
          Activities
          Trips
          Seminars
          Were you there pictures

     Community Club Trip Policy

          In order to reserve a space on any of our trips you need to
          deposit at the time you make your reservation.



Calendar of Events

Feb 10	Valentine's Day Euchre Party

Feb 25	Using the Microwave

Mar 17	St Patrick's Day Euchre Party

Mar 31	Don't be a Victim of Identity Theft

Apr 07	Illinois Circuit Breaker, IL Cares Rx & Social Security changes

Apr 14	Spring Fling Bingo

Apr 20	Stroke Detection Plus

Apr 24	Mel Tillis

May 07	Church Basement Ladies II

May 25	The Sanfilippo "Place de la Musique"

Jun 09	The Chicago Botanic Garden, Fort Sheridan & More

Jun 23	The Hat Lady Garden Party

Jul 01	Hank and My Honky Tonk Heros

Jul 21	"Showboat" & Wild Rose Casino

Aug 04	"Big River" & Wild Rose Casino

Sep 22	Jo Daviess County Health Screening